Seat Time: 2.25hrs - Desc: This course will introduce the learner to common fraud schemes and how criminals profit from preying on vulnerable consumers. The course will provide a comprehensive overview of identity theft, phishing and vishing, impersonators, kiting, embezzlement, and other types of fraud. Upon completing this course, the learner will be...
Seat Time: 0.75hrs - Desc: This course will introduce the learner to the Community Reinvestment Act (CRA) by detailing the requirements of the Act. The learner will also understand the requirements of Regulation G and the necessity of record retention and performance tests. After completing this program, the learner will be able to: Understand the...
Seat Time: 1hrs - Desc: This course will introduce the learner to the Fair Credit Reporting Act (FCRA) by outlining how the Act ensures that credit reporting agencies accurately report customer credit information. The learner will also understand details concerning the FACT Act, identity theft, adverse action, and prescreening. After completing this...
Seat Time: 2.75hrs - Desc: This course will educate the learner on fair lending procedures and regulations.
Seat Time: 1hrs - Desc: This course will introduce the learner to Regulation AA and the Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) Act. The learner will be instructed on the provisions and prohibitions enacted under Regulation AA. After completing this program, the learner will understand: How confessions of judgment occur. What...
Seat Time: 1hrs - Desc: This course will introduce the learner to Regulation P, which distinguishes between nonpublic and public information. The learner will also be provided with an overview of required privacy notices, including the required content of privacy notices. After completing this program, the learner will understand: The purpose of...
Seat Time: 2.5hrs - Desc: This course will introduce the learner to Regulation Z, which implements the Truth in Lending Act (TILA). The learner will be provided with a detailed overview of the ways in which TILA affects credit extensions and requires disclosures to be sent to consumers. After completing this program, the learner will understand:...
Seat Time: 0.5hrs - Desc: This course will introduce the learner to the Right to Financial Privacy Act (RFPA) and the provisions it establishes. The course will also discuss the relationship that the Act has in regard to the financial institution and the requirements that the institution must follow. After completing this program, the learner will...
Seat Time: 2.75hrs - Desc: This course will introduce the learner to the mortgage lending process so that s/he understands the first and final steps in the process. Additionally, the learner will be instructed on how to proceed with new lending applications. Upon successful completion of this course, the learner will understand: The types of...
Seat Time: 0.75hrs - Desc: This course will introduce the learner to the different components of a mortgage. The course will also familiarize the learner with the various types of loans, including fixed rate, adjustable rate, balloon, and equity mortgages. After completing this program, the learner will have a strong understanding of the following:...
Seat Time: 1.25hrs - Desc: This course will provide a brief overview of facets of mortgage loan fraud. The learner will become acquainted with fraud for profit and housing, and how to detect, prevent, and report mortgage fraud. After completing this program, the learner will understand how to: • Identify and differentiate between various types of...